Company Information

Why did we create epic?

EPIC was developed because it had become apparent that many small, medium, and even the larger Independent Dealerships were unable to create relationships with lenders to provide financing to their customers. Lenders felt that unless you carried the right type of inventory and a large amount, it did not make financial sense to align themselves with dealerships. Even if Independent dealerships could arrange one lender they were still unable to arrange financing for more than half of their customers.

EPIC’s Solution

EPIC is a solely Canadian owned company. EPIC has a network of several financial institutions who accept a wide range of customer risk levels. Your customer’s application will be submitted to the most appropriate financial institutions, based on their personal information and credit report. Because EPIC only submits the application to the financial institutions that will offer your customer the most competitive interest rate, our process is quick and confidential.

EPIC is not owned or affiliated with any dealership, and promises not to hold inventory for sale to the public. However we do hold inventory for sale back to a dealer or for sale at auction when a vehicle comes off a lease and is not bought by the customer.

EPIC is a program for all Independent Dealers. There are no quotas for dealerships to meet, and you are not required to submit financials. We do not require you to carry specific inventory, nor do you need to have a commercial location. You are not required to use us on exclusive bases (even though we would like you too).

EPIC is truly a company solely designed to meet the needs of Independent Dealers.